Loan calculator – see what it costs to borrow money right now [2019]

On this page we present our loan calculator. The purpose is to give you insight into how you use our loan calculator. In addition, we also explain why you must never see the result of our loan calculator (or other loan calculator) as your final price for the loan.

If you are considering applying for a loan, you have therefore come to the right place, because by using our loan calculator, you get the necessary initial overview.



Good finance has developed a loan calculator so you can quickly and easily get an idea of ​​what it costs you to borrow.

There are many factors that come into play when calculating the cost of borrowing money: start-up fees, monthly fees, and interest rates are just some of the factors that determine the price of the loan. We have written more about the loan calculator and the underlying terms in Good finance ‘s wiki for loans.

Our loan calculator is designed to give you price examples of consumer loans, private loans and bank loans.

As mentioned, our loan calculator is designed for consumer loans, private and bank loans. Common to these types of loans is that they all belong to the category of unsecured loans, where the lender does not get a mortgage on eg a house or a car. When the lender gets a mortgage, it is a secured loan. Examples of secured loans are mortgage loans, cooperative housing loans and in some cases also car loans.

So, for example, if you want to make a loan calculation on a mortgage loan, you can unfortunately not use our loan calculator. But there are other loan calculators that can help you with this type of loan.

It is a little harder to make a loan calculation if you are looking for a loan where security can be pledged – for example in the form of a mortgage on a home – since the loan will then depend on the property being pledged. , mortgages, mortgages and car loans with a mortgage in the car. We have written about the difference between secured and unsecured loans on our blog.

Loan calculation on collectible loan

Loan calculation on collectible loan

If you have several expensive loans from different lenders, it may be worthwhile to collect them in one single loan. There can be a lot of money to save. Therefore, we have also developed a loan calculator for collectible loans, which gives you an idea of ​​what it costs you to collect your loans.


Our loan calculator is super easy to use. Set the two sliders on the desired loan amount and the desired loan period, respectively. Then you can see the expected monthly service. Under the loan calculator you can also see a representative example showing the amount you want to borrow, the interest rate, the total loan costs, the APR and the total amount to be repaid.

As you can see using the loan calculator, the monthly benefit falls when you pay back over time. It could immediately seem attractive, but the disadvantage is that with a longer loan period you end up paying more when you look at the total amount to be repaid. This is because you have to pay interest and fees for several months.

In other words, you need to use the loan calculator to find out how much you can pay back by. month versus how expensive the loan is overall.



When using our loan calculator, it is very important to point out that the price is only indicative and not the final price of the loan. In order to give you the exact price, banks first have to process your application and make a credit rating for you. This means that you can only see the final price when you receive real loan offers from the banks.

Therefore, we recommend that you only use our loan calculator when you need an indication of what it costs you to borrow money through our platform. When you have control of your budget and including your disposable amount, you can, via our loan calculator, quickly form an overview of how much you can afford to borrow.


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